👋 Welcome to Pyra

Invest your entire paycheck into assets.

What is Pyra?

Pyra is a neobank that lets you invest your entire paycheck into assets while still spending freely.

When your paycheck hits Pyra, it’s automatically invested into assets that earn yield onchain, while staying in your custody. When you spend with your Pyra card, a DeFi loan is taken out against your assets to cover the purchase, so you never have to sell. This means your wealth keeps compounding without causing capital gains tax, while you live on asset-backed liquidity.

If the value of your assets falls too low, Pyra automatically repays your loan at the market rate, protecting you from liquidation fees. All funds in your account also earn yield through Drift, and Pyra never takes custody of your assets without your authorization.

In short:

💰 You invest your whole paycheck.

💳 Spend credit without causing capital gains tax.

📈 Keep compounding your wealth.

This is the future of wealth, powered by DeFi.

Pyra is currently in beta on iOS and Android. Sign up today.